#EQUIFAX CREDIT FREEZE PASSWORD#

#EQUIFAX CREDIT FREEZE PASSWORD#

You will receive a password or personal identification number to use for temporarily lifting or removing the freeze.Ĭredit freezes neither affect your credit score, nor prevent you from receiving your free annual credit report.

Doing this also makes it impossible for identity thieves to use your personal information on anything tied to your credit report. What is a credit freeze?Ī credit freeze - also known as a security freeze - gives you the chance to “lock” your data at the major credit bureaus. If you need to freeze your credit, you can get a free credit freeze by requesting one at each of the three major credit reporting agencies. That’s because they won’t be able to assess your creditworthiness. Creditors are unlikely to let you - or an identity thief - open, say, a new credit card, if they can’t access your credit report. When you freeze your credit file, you prevent potential creditors from accessing certain financial and personal information. It’s often recommended when you’re dealing with the ramifications of identity theft.Ī credit freeze allows you to restrict access to your credit report.

It can help prevent identity thieves from opening new lines of credit and other accounts in your name. Freezing your credit report is sometimes necessary.

Equifax credit freeze